Low Rate Mortgage Loans Oakland CA

Are you looking for low rate mortgage loans in Oakland CA?  Try working with an independent mortgage broker like All California Lending and see the difference!

We are independent mortgage brokers in Oakland and the surrounding areas.  Located in the East Bay Area, we offer a level of service a cut above what you will find at the big banks.  Not only do we offer low rate home loans for the market, but we are easy to reach and happy to work with you in your preferred medium of communication.  Do you prefer to communicate via text?  We are happy to do so.  Email?  We love communication via email.  Phone?  We can be available on your schedule to discuss your options, goals, plans and the best way to meet them.

Working with an independent mortgage broker brings many benefits to the table.  First and foremost is access to many different wholesale programs.  When you work with a bank, typically you are getting that banks programs and rates.  While sometimes one bank may have the best rates or programs, the wholesale market is constantly in flux – and the best rates are not always had at the same sources.  Working with us, we can shop the various rates and programs that we have access to through the wholesale channel.  Want to learn more about how this can translate into savings for you?  Check out our whiteboard video on the benefits of using a mortgage broker.

In addition to wholesale rates and programs from multiple sources, we offer personalized service.  We are local and independent.  That means we rely on our clients to become lifelong clients.  We also rely on referrals.  Our whole business is based on offering a  high level of customer service.  You will have a single point of contact throughout the process with us.  Have questions?  Call, text, email and we will respond.  You won’t be routed to a call center, placed on hold and then given a generic answer.  You will always be speaking with someone who knows your file, your goals and your timeline.  Need to reach us in the evenings or on weekends?  No problem.  Try reaching your banker on a Sunday evening with a pressing question!

We can help with all of your home loan needs in Oakland and the surrounding areas.  Whether you are purchasing your first home, refinancing your existing home, buying an investment property or are in need of any other real estate financing, we are here to assist.  Give us a call today and see how we can help you achieve your goals!  Or, if you prefer, complete our quick questionnaire for a personalized quote today for your purchase or refinance.