Low Rate Mortgage Loans Alameda County
Are you looking for low rate home loans in Alameda County CA? We can help! We are an independent mortgage broker specializing in home loans. Located in the San Francisco Bay Area, we pride ourselves on providing personalized service to each and every one of our clients. If you want to work with someone local, and are in the market for low rate mortgage loans, give us a call today!
As independent mortgage brokers, we have access to wholesale low rate mortgage lenders and programs. We work to understand your situation and goals so we can create a loan product just for you! Due to the current rates, now is a great time to look at your refinance or purchase options. No need to call, if you prefer you can start online by completing our personalized refinance or purchase form.
We are able to offer many creative solutions for our home loan products. One such solution is the pick-your-term loan. Do you want to take advantage of lower rates, but don’t want to reset the clock on paying your home off? With our pick-your-term loan we can keep you on the same schedule, while lowering your monthly payments through a lower mortgage loan rate. Do you have only 18 years left on your current loan? We can do a new 18 year term loan for you. Want to pay it off faster? We can do that as well. We are not beholden to only 15 or 30 year terms – we can give you a custom term on a new loan today!
Home prices in Alameda County have really been on the rise. Do you want to access some of that equity and take it out as cash? Use the proceeds to pay off high interest credit card debt, improve your home, purchase investment property or anything else you need cash for. With current rates, it’s even possible to take cash out while lowering your payments at the same time. Give us a call today and we can discuss your situation, goals and set up a game plan to help you achieve them.
We can help with loans throughout the San Francisco Bay Area, including for low rate home loans in Oakland, Hayward, Fremont, Newark, Castro Valley, San Leandro, Albany, Berkeley, Dublin, Emeryville, Livermore, Pleasanton, Sunol, Piedmont, Union City, San Lorenzo and all the surrounding areas.
Are you renting in Alameda County? Have you been thinking about buying but don’t know where to start? Start with a phone call. We are happy to discuss all aspects of the process so you can understand how you can become a home owner.
There are many ways to enter homeownership, and they don’t all require a large 20% down payment. Leveraging gift funds from family members willing to help is one possibility. Ask us how to utilize gift funds to purchase a home with no money down out of your pocket. Putting only 5% down – or even less – is another way. Rent is expensive. There is a good chance that you can own your home and pay less for your mortgage loan in Alameda County than you do in rent today.
Call us today. We are professionals and love working with local clients. We are happy to communicate via phone, email, even text. Should you require weekend or weeknight communication, we can schedule calls for then as well. We work for you. Call us today!