Low Rate Home Loans Brentwood CA

Find the Right Low Rate Mortgage Loan in Brentwood CA for Your Unique Situation

Whether you are one of those first-time home buyers, or planning to refinance or find a larger house – getting a low rate home loan in Brentwood CA can help save thousands over the life of your loan. All California Lending is here to find the right low rate mortgage loan for your unique situation.

Our mortgage brokers are committed to help you find the lowest rate possible for your situation. Feel free to call and discuss.  We are happy to go through your options and discuss current rates with no obligation. Our wholesale independent brokerage approach provides us an edge on rates & access to a wider range of low rate mortgage lenders in Brentwood CA. By shopping wholesale rates we can likely help save you substantially on your home, income property or vacation investment.

We offer more than great rates:

Did you come across an ultra-low rate home loan in Brentwood CA on the internet? Well, the mortgage may cost you more money in the long run through penalties or terms that put you at a disadvantage during renewal time. If it is your first mortgage, it is critical that you get the right fit at the best rate so over the long term it works for you without any drawbacks.

That is where All California Lending can help – as we know mortgages inside & out and can find the best fit for your purpose. If you talk to your bank, you will only have the small selection of programs and rates that they offer.  Often times these are retail rates and programs. Since we are independent mortgage brokers, we have access to a wider range of low rate mortgage lenders in Brentwood CA.  Not only do wholesale brokers have added flexibility to how we can structure your loan, rate and fees, but we are not beholden to a single funding source.

Day to day, rates can fluctuate.  Different funding sources can run wholesale specials for brokers like us, and rates can fluctuate between sources.  The same source does not always have the lowest rates!  Give us a call and see the difference in how we work.  We are transparent and keep our clients up to date with their files.  Want to float your rate and wait to lock for a dip in rates?  We are happy to work with you in that situation.  Would you prefer to lock in a great rate asap to ensure it does not change through the process?  We can help with that as well!

Refinancing your mortgage might actually make good sense:

Wondering if refinancing your mortgage is a good option for you? Well, there’re many good reasons why you may want consider refinancing your mortgage. Give us a call today.  We will take the time to discuss your specific situation, go through the pros & cons and summarize any benefits to help you decide if a refinance is the best for you.

If you are unhappy dealing with high pressure sales people in the mortgage industry and would prefer someone you can partner with, we are here for you.  Our goal is not to make a loan for everyone who calls us, but rather to create long term relationships, build trust and help educate our clients on how they can utilize mortgage products to meet their financial goals.