Broker Vs. Banker

Independent mortgage brokers are often an overlooked tool for borrowers to use.  Many borrowers when needing a new loan simply call their bank, believing that their bank has the best loan programs.  This is not typically the case, however.  Working with an independent local mortgage broker brings many advantages to the table.  An independent mortgage broker works for you, not the banks.  They have access to wholesale rates and programs from many banks and funding sources – while your bank has only programs and rates that they offer.

In addition to having access to wholesale rates and programs across many different lenders and banks, mortgage brokers are service oriented.  Think about the last time you had a problem and had to call a large company, such as a bank.  Do you make a phone call and talk to the same person who has been working on your file?  Do you even reach a person directly at all?  With a mortgage broker, you get service that you will never get from a large institution.

Here at All California Lending, we pride ourselves on our commitment to service.  Would you prefer to communicate via text or email?  No problem.  Need to speak with us in the evening or on the weekend?  We can make that happen.  In fact, we offer a single point of contact to our clients.  We don’t outsource our customer service.  You will never deal with a call center.  Not only are we here to provide the best loan fit for your situation at fantastic rates, but we are here to make the process as simple as possible.

If you have never worked with an independent mortgage advisor before, give us a call and see the difference.  We are California independent mortgage brokers and can help with your home loan needs for California properties.  Learn more below about how we differ from the big banks and then get your personalized quote for a purchase or refinance today.